What These Terms Cover in Indonesia
These Terms & Conditions govern your relationship with cabang semar from account creation through account closure. They explain who may access the service, how phone verification supports account security, and why one person should use one account rather than share credentials. They also set expectations for
-
1
wallet records, transaction checks and requests connected with DANA, OVO, GoPay, QRIS, bank transfer or virtual account. Access depends on local law, and you are responsible for checking whether use is permitted in your location. We may update wording when an operational or legal requirement changes;
-
2
the current page applies after publication. If a transaction status does not match your receipt, keep the reference and contact us through the account support route so we can compare the record.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.